Start your financial literacy journey today!

Section 1 — Hero
Free · In-Person & Virtual · K–12 and Young Adults

Financial literacy
built for real life —
and real students.

ISO brings custom-built, immersive learning experiences to schools, youth programs, and community organizations — in person or virtually. Every session is designed around the people in the room.

Available in-person and virtually — we meet you wherever your students are.

Schedule a Presentation See how it works
ISO financial literacy presentation in a school library
Why ISO
Always Free
501(c)(3) Nonprofit
Custom-Built Sessions
In-Person & Virtual
K–12 and Young Adults
Section 2 — Who We Serve
Who we work with Built for schools, families, and community programs alike. Whether you run a classroom, a youth program, or are a parent looking for meaningful financial education for your student — ISO meets you where you are.
Schools & Educators Bring an interactive session to your students We partner with elementary, middle, and high school educators to deliver in-person or virtual sessions that fit your calendar. All materials and facilitation are fully covered by our team. Schedule for your school
Parents & Families Start the money conversation the right way Want your student genuinely engaged with real financial concepts? Recommend ISO to their school or after-school program, or reach out directly about an upcoming session near you. Get in touch
Community Organizations Partner with ISO on your next event Youth centers, nonprofits, after-school programs, summer camps — if you work with young people, we can design an immersive learning experience around your group, in person or virtually. Explore a partnership
In-person and virtual options available. Whether your group is in a classroom, a community center, or spread across multiple locations — ISO can run the session wherever your students are.
Section 3 — What to Expect
What to expect

Immersive. Interactive.
Designed around your group.

Every ISO session is built around participatory, hands-on learning — not slides and lectures. In person or virtually.

1
Before the event
You schedule — we handle everything else
Submit a short request form. Our team confirms your date, customizes the session for your age group and goals, and shows up ready to run the full session — in your space or online.
2
During the session
Students engage, debate, and apply what they learn
Participants take part in custom-built, gamified learning activities structured around real financial topics — with team challenges, decision-making scenarios, and built-in reflection moments.
3
After the session
Knowledge that sticks — and proof it worked
Each participant completes a reflection activity. You receive a pre/post survey summary — and we direct students to FinEdu to keep learning on their own.
Topics we cover
Budgeting
Income, expenses, saving strategies, trade-offs
Credit & Loans
Credit scores, borrowing, interest rates, debt
Banking
Account types, institutions, money management
Investing
Risk, reward, growth, compound interest
Insurance
Health, auto, life — protecting what matters
Taxes & Income
Earnings, deductions, filing basics, planning
Housing
Renting, buying, mortgages, long-term decisions
Financial Assistance
Scholarships, FAFSA, grants, support programs
Every session is custom-built. Content is tailored to the age level, background, and goals of your specific group — K–12 through young adults, any size.
Section 6 — Why ISO + CTA
Why ISO

What makes ISO different.

There's no shortage of financial literacy content. What's rare is content that actually reaches young people — designed around them, delivered for free, and built to keep them engaged.

100%
Always free
Every event, every presentation, every session — there is never a cost to students, schools, or community organizations.
K–12+
Every age level
From 4th grade through young adulthood — content is custom-built for the group in the room, not a generic curriculum.
In-Person & Virtual
Wherever you are
ISO sessions run in classrooms, community centers, after-school programs, and online — we come to you in any format.
501(c)3
Verified nonprofit
Innovative Start Organization is a verified 501(c)(3) nonprofit — donations are tax-deductible and our mission is community-first.
"The students were fully engaged the entire session. They were debating whether a phone plan was a need or a want — and they didn't even realize they were learning."
Event Participant
4th–5th Grade Educator

Ready to schedule your
free presentation?

Fill out a short form and our team will reach out within 48 hours to confirm your date, review your group, and customize the session to fit your goals. No cost. No contracts. In person or virtual — we come to you.

Schedule a Presentation Become a Sponsor Always free · In-person & virtual · All age groups welcome
  • Group of young adults standing in front of a presentation screen in a classroom or conference room. The screen displays 'Thank You!' and information about an organization called Innovative Start Organization, which promotes financial literacy. The group is smiling and posing for a photo.
  • A group of diverse children and a young adult in a gymnasium posing for a photo. They are standing in front of a blue banner with a smiley face and the words 'Innovative' and 'Engagement.' The gym has a basketball hoop, banners on the wall representing various universities, and a wooden climbing wall.
  • Five women standing side-by-side in front of a blue presentation screen that reads 'Innovative Student Organization'. They are all wearing black collared shirts with a logo and text, smiling at the camera.
  • A classroom with students and instructors attending a presentation. The screen displays the title 'Budgeting / Saving' and a question about the percentage of American citizens unable to cover a $1,000 emergency without assistance. There are several people seated at tables, some taking notes, and a blue banner on the side promoting a start organization.
  • Four children standing in a room with a mural on the wall and a blue banner behind them. The children are smiling and have their arms around each other. The room has tables and benches, and the mural depicts a landscape with mountains, water, trees, and a whale.
  • Three children sitting on the floor playing a game with papers and pencils. One girl in the middle appears to be wiping her eye. They are in an indoor setting with chairs, tables, and storage bins in the background.

Frequently Asked Questions

Everything schools, parents, and partners ask us about ISO.

What is Innovative Start Organization (ISO)?

Innovative Start Organization (ISO) is a verified 501(c)(3) nonprofit headquartered in Phoenix, Arizona that delivers free, interactive financial literacy sessions to K-12 schools, youth programs, parents, and community organizations across the United States. Every session is custom-built around the age level and goals of the group, and all sessions are available both in person and virtually.

Is ISO really free?

Yes. Every ISO session is 100% free for students, schools, and community organizations. There is no cost to the school, no cost to parents, and no cost to the students. ISO is funded through donations, sponsorships, and grants, which allows all programming to be delivered at no charge.

What age groups does ISO serve?

ISO serves students from 4th grade through young adulthood (approximately ages 9-24). Content is tailored by age tier: elementary (K-5), middle school (6-8), and high school and above (9-12+). Each session is custom-built around the specific group in the room.

What topics does ISO cover?

ISO covers budgeting (income, expenses, saving strategies), credit and loans (credit scores, borrowing, interest rates), banking (account types, money management), investing (risk, reward, compound interest), insurance (health, auto, life), taxes and income (earnings, deductions, filing), housing (renting, buying, mortgages), financial assistance (scholarships, FAFSA, grants), and fraud and scams prevention.

How do I schedule a presentation for my school?

Submit the short request form at forms.cloud.microsoft/r/2KQeV3ggzv or email iso.info@innovativestart.org. The ISO team will reach out within 48 hours to confirm your date, review your group's needs, and customize the session. In-person sessions are available anywhere in the United States; virtual sessions are available anywhere there is internet access.

Does ISO offer anything students can use outside of school?

Yes. ISO hosts a suite of free, browser-based financial literacy game shows that any student can play from home: Who Wants to Get Rich (a trivia game), Friendly Feud (team-based answer-matching), Financial Jeopardy (categories and clues), and The Price is Right (price-estimation challenges). Each game has K-5, 6-8, and 9-12+ difficulty tracks. All games are free, require no account or download, and work on desktop and mobile.

Where is ISO based and where do you deliver sessions?

ISO is headquartered in Phoenix, Arizona (mailing address: 3409 N 7th Ave PMB 745, Phoenix, AZ 85013). The organization serves schools and groups across the entire United States. In-person sessions are available based on team travel; virtual sessions can be delivered to any group with internet access.

Are donations to ISO tax-deductible?

Yes. ISO is a verified 501(c)(3) nonprofit organization recognized by the IRS. All donations are tax-deductible to the extent allowed by law. ISO holds a Candid/GuideStar transparency seal and its nonprofit profile is publicly available on Candid.

Can parents request an ISO session directly?

Yes. Parents can recommend ISO to their child's school or after-school program, or contact ISO directly to ask about upcoming sessions in their area. For individual family requests, email iso.info@innovativestart.org to discuss options.

How can my business or nonprofit partner with ISO?

ISO welcomes partnerships with businesses, youth centers, nonprofits, after-school programs, and summer camps. Businesses can also become sponsors to help fund programming. Partnership and sponsorship inquiries can be sent to iso.info@innovativestart.org or submitted through the sponsorship page at innovativestart.org/become-an-innovative-start-sponsor.